Alpian

Alpian brings Geneva-based digital banking to Switzerland as the first full-licence FINMA bank online. They let you open a multi-currency account holding CHF, EUR, GBP, and USD under a single IBAN, with no monthly charges, and the whole process happens from your computer or phone.

It's a smart choice if you handle multiple currencies regularly or want banking to stay entirely digital. There's no need to visit a branch.