Dukascopy Bank

Dukascopy is a Swiss bank specializing in multi-currency accounts that open in roughly five minutes via their online platform. Each account gets its own IBAN in the currency you choose, and the bank accepts clients from outside Switzerland, making it popular with expats and frequent travelers. The platform requires minimal documentation and no minimum deposit.

The bank works well if you need quick account setup or expect to manage money in multiple currencies regularly. It's particularly useful if your home country's banks won't serve you from Switzerland or if you want to hold funds in euros, pounds, or dollars without currency conversion delays. Smaller balances and frequent transfers have modest fees, so compare costs with cantonal banks if you plan to park larger sums.