Vita Finance

Vita Finance specializes in the complexities of Swiss pension planning, particularly the interplay between state pensions (AHV), mandatory occupational pensions (Pillar 2), and voluntary savings (Pillar 3). They help relocators understand which contributions are mandatory, which offer tax breaks, and how to optimize across all three.

Choose Vita Finance if pension planning feels like your biggest question mark during relocation. They're strongest on the compliance and tax-efficiency side rather than broader wealth management, so pair them with an investment advisor if you also need portfolio guidance.