Mortgage and property purchase
Brokers and banks who guide foreign buyers through a Swiss mortgage, from the down payment rules that apply to non-residents to comparing fixed and variable rates across cantonal banks, and closing on an apartment or house once permit status allows a purchase.
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Switzerland's largest bank offers nationwide fixed-rate and SARON mortgages with specialized advice for foreign buyers.
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Switzerland's largest cooperative bank and its leading mortgage lender, with over 200 local branches offering fixed, variable and SARON mortgages.
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Switzerland's leading independent mortgage broker, founded in 2012, compares offers from over 100 lenders at roughly 30 nationwide locations.
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Zurich
Zurich's largest cantonal bank offers fixed-rate, rollover and discounted Start mortgages for first-time home buyers in the greater Zurich region.
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Retail bank offering fixed-rate and SARON mortgages with online applications and low-equity financing options, accepting 10% down instead of 20%.
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Switzerland's postal financial services provider offers fixed-rate mortgages up to 15 years with personalized rate quotes available entirely online.
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International real estate agency with 40 Swiss shops and 220 advisors offering property sales, valuations and guidance on Lex Koller permits for foreign buyers.
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Independent Swiss financial advisory group with 30 branches nationwide that compares mortgages and recommends the cheapest long-term option, not the highest-commission one.
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Vaud
Vaud's cantonal bank since 1845 offers fixed, variable, and SARON-indexed mortgages plus a first-time buyer product with lower equity needs.
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Zurich-based mortgage broker since 2013 that compares offers from multiple lenders and advises buyers by phone or in-person at no direct cost.
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UBS's digital mortgage marketplace launched in 2020 provides non-binding offers within minutes from third-party lenders while UBS acts as single point of contact.