Swiss90

A purpose-built relocation service for expat arrivals

Swiss90 is a free relocation platform built specifically for English-speaking expats moving to Switzerland. AppCommerce LLC created the service to simplify the arrival process, which is defined by hard deadlines and unfamiliar procedures, and it has focused from the start on the administrative core: the 40+ tasks that must complete in a particular order and within firm timeframes.

The platform delivers a personalized checklist adapted to an individual's situation, paired with a hand-picked directory of 100+ English-speaking service providers and plain-language guides written for each task. It is available in English and serves Zurich and Geneva.

How Swiss90 helps someone arriving in Switzerland

A person moving to Switzerland faces 2 immovable constraints: commune registration must complete within 14 days of arrival, and health insurance coverage must begin within 90 days. Miss either and Swiss90 warns that "you're in trouble". The platform addresses this by making those deadlines explicit and visible, not something a new resident discovers after the fact.

The checklist adapts to actual circumstances. A family with children sees child-placement and school-enrolment tasks; someone without dependents does not. A person employed in Switzerland gets employment-related steps; a freelancer gets self-employment guidance instead. Pet owners see pet-registration tasks; pet-free arrivals do not. The platform tailors to canton (since registration requirements vary by canton), arrival date, employment status, and dependents. That personalisation means each person sees only the tasks that actually apply to them, avoiding the frustration of working through a generic list that keeps naming tasks they can skip.

The deadline tracking is the core feature. Each task carries the number of days remaining to complete it. Overdue items are flagged automatically so a person never misses a Swiss deadline, and shared checklists allow partners to coordinate: either partner can assign tasks and both can tick items off together across distances, from the same room or across borders during the planning phase.

The second major feature is the provider directory. The platform pre-filters English-speaking doctors, insurers, tax advisors, and removal firms in the person's city (Zurich or Geneva), with each listing hand-picked. This removes the step of finding a provider who speaks English while you are still learning the system. A person can browse the directory without signing up or use it alongside their personalized checklist to track which providers they have contacted.

What the platform covers and its scope

Swiss90 covers 40+ tasks spanning the first 90 days of arrival. The site lists task categories including health insurance, bank accounts, commune registration, and tax obligations. An American-specific category addresses US tax obligations for American expats, recognizing that some arrival tasks are nationality-specific.

The platform provides guides for specific tasks. There are plain-English guides for commune registration covering "what to bring, what to expect, and how to avoid the most common mistakes". For health insurance, there is a dedicated guide explaining "basic vs. supplementary, how to compare, and what happens if you miss the deadline". Bank account opening gets its own guide addressing "which banks work best for expats, what documents you need, and how long it takes".

The provider directory is hand-picked and limited in scope. The site specifies that it lists providers only in Zurich and Geneva. The categories are functional: English GPs, health insurance, US tax specialists, and removal companies. The site does not specify how many providers are listed in each category or how the hand-picking process works. It says listings are available to browse without creating an account.

The platform is free for everyone and requires no credit card. It takes approximately 2 minutes to answer the initial questions (canton, arrival date, children, pets, employment status) and receive a personalized checklist.

What the platform does not publish

Swiss90 does not specify the depth of its provider directory. While it claims "100+ English-speaking providers", the site does not break down how many providers are listed in each category or geographic area. Someone looking for a removal firm in Geneva might find many options or few; the site does not clarify.

The guides cover selected tasks but not all 40+. The 3 guides described in detail are for commune registration, health insurance, and bank accounts. The site does not publish how many of the 40+ tasks have dedicated guides or how comprehensive each guide is. Someone researching a niche task like canton-specific tax filing might find general guidance or none at all.

The platform does not address ongoing residency tasks beyond 90 days. Visa renewal, mortgage acquisition, starting a business, or child schooling after initial enrolment are outside scope. It is explicitly a 90-day tool, so expectations should reflect that.

Pricing is transparent (free), but the site does not elaborate on sustainability. There is no information about why the platform is free or whether it plans to charge for advanced features in future.

The site also does not detail which health insurance companies or banks participate or how they were selected. Someone wanting to know whether their preferred insurance provider is listed would need to browse the directory directly.

Who the platform serves well and who should look elsewhere

Swiss90 is designed specifically for English-speaking expats arriving in Switzerland with a definite arrival date. It suits people relocating to Zurich or Geneva with family members in tow (or without), anyone with American tax obligations, and those who value a structured, deadline-focused approach to relocation logistics.

The 2-minute onboarding and personalised checklist are built for people who want a clear task list without having to research which tasks apply to their situation. The deadline-tracking feature is built for people who are anxious about missing a Swiss legal deadline and value visual reminders. The shared-checklist feature is built for couples or families coordinating arrival tasks across multiple people or time zones.

The platform is not designed for people arriving without a fixed timeline or those relocating to cantons outside the Zurich and Geneva coverage area. It does not serve someone seeking comprehensive visa guidance, healthcare comparisons, or longer-term residency support. People who do not speak English well and need detailed assistance in another language would need to look elsewhere, as the site and directory operate entirely in English.

The platform is weakest for niche situations: someone self-employed in a specific sector, anyone with dependents with special needs, or someone managing a complex tax situation requiring specialist input beyond the directory's listed providers. The directory's hand-picked approach means selective coverage, and provider choices will not suit every niche.