Health insurance
Brokers who explain the mandatory Swiss health insurance, compare the funds, and sign you up within the three-month deadline.
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Large Swiss insurer offering international health insurance plans and expat-specific policies for Swiss relocation.
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Switzerland
moneyland.ch is an independent Swiss comparison service whose health insurance tools cover both mandatory basic premiums and supplementary plans, filtered by canton, age, deductible, and model. It publishes a full English version plus plain-language guides aimed specifically at expats, including one on what newly arrived residents need to know. That mix of a calculator and readable background makes it useful when you want to understand the numbers, not just see them.
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Pully, Vaud · since 1978
Assura ranks among Switzerland's largest health insurers, known for competitive basic insurance premiums and supplementary plans nationwide.
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Switzerland
Priminfo is the official premium comparison tool run by the Federal Office of Public Health, so it shows every approved basic insurance premium with no advertising or product placement. You enter your address, year of birth, chosen deductible, and accident cover, then compare across the standard, family-doctor, HMO, and telemedicine models. It's the neutral starting point most people use each autumn before switching funds. The site is in German, French, and Italian, with no English version, so plan to use a translator or pair it with an English comparison tool.
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Lucerne · since 1914
Concordia, a major Swiss insurer based in Lucerne, offers mandatory basic insurance in multiple models plus supplementary coverage nationwide.
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Swiss insurance provider offering basic and supplementary health insurance for foreign nationals relocating to Switzerland.
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Major international health insurer with global network of 2 million practitioners serving expats in Switzerland
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Major international health insurer covering 192 countries with multilingual support and dedicated expat plans
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Zurich
Expat Savvy is an independent insurance adviser for English-speaking newcomers, registered with FINMA as a non-tied intermediary so it isn't bound to a single insurer. It explains mandatory basic insurance (KVG/LAMal) and supplementary cover, compares offers across eleven Swiss providers, and walks you through the three-month registration window for new residents. The first consultation is a free 45-minute session in English, by video, phone, or at its Zurich office.
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Switzerland's leading relocation firm with 45 years experience providing health insurance coordination
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Leading independent consultant for international health management and global health insurance
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Switzerland
Comparis runs a premium calculator that compares basic insurance across cantons by age, deductible, and insurance model, and it also covers supplementary outpatient and hospital plans. It's one of the few Swiss comparison sites with a full English version, which makes it a practical first stop for new arrivals. The platform explains how premium regions and supplementary hospital cover work, so you can see why a move between cantons changes your bill.
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Zurich
Expat Services Switzerland is an independent broker that has individually supported over 3,000 newcomers, answering their questions, finding a fit, and handling the paperwork and communication with the insurer. It covers basic insurance (including deductibles and model choice) alongside supplementary outpatient, dental, and hospital cover for private or semi-private rooms. Consulting is offered in English, German, and Russian, and the team flags the legal three-month deadline to get insured after arrival. The office is on Lavaterstrasse in Zurich.
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FINMA-registered Zurich brokerage covering mandatory and supplementary health insurance planning
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Independent Swiss broker providing health insurance for individuals and corporate health risk management
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Independent broker with offices in Zug, Geneva, Zurich and Lausanne offering expat-focused health solutions
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Basel-based health insurer offering compulsory insurance and supplementary coverage for newcomers to Switzerland.
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Zurich-based independent broker with three decades of expat health insurance and financial advisory experience
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Geneva-based relocation service offering insurance, real estate and tax advice for families and individuals relocating.
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International medical insurance since 1990, offering customizable expatriate health coverage globally including Switzerland
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Winterthur
SWICA is a Swiss health insurer offering mandatory basic insurance in several models, from the standard plan to family-doctor, HMO, pharmacy, and telemedicine options, alongside a broad set of supplementary outpatient, hospital, and dental covers. Its website and customer service run in English, and the santé24 telemedicine line gives round-the-clock medical advice. The company is based in Winterthur.
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FINMA-regulated Geneva broker offering tailored coverage through partnerships with 15+ international health insurers
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UK-based expat health insurance covering 160 countries with 30 years of experience serving international relocations
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Switzerland
Switzerland's second-largest health insurer, with a dedicated arrivals page in English, a broad product range covering basic KVG insurance and multiple supplementary tiers, and multilingual support for newcomers registering within the three-month window.
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Geneva-based independent broker offering health insurance comparisons for private plans
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Specialist broker helping expats work through mandatory coverage and supplementary insurance setup
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Independent broker (now trading as SIP Medical Family Office) offering health insurance and income protection for expatriates
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Zurich
Helsana is Switzerland's largest health insurer, with close to two million policyholders, and it covers both mandatory basic insurance and a range of supplementary plans for outpatient care, hospital stays, and complementary medicine. Its website is available in English and includes a dedicated guide for newcomers to Switzerland. The Helsana+ app rewards healthy habits with points you can convert into cash or partner vouchers.
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Independent ranking and directory of top insurance brokers and consultants for English-speaking expats
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Comprehensive relocation service managing health insurance arrangement and coordination for relocating to Switzerland
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FINMA-registered independent broker with offices in Geneva, Zurich and Ticino
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German-language insurance broker offering policy audits and supplementary hospital coverage for Swiss residents.
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Bern
A Bern-based insurer with 848,000 privately insured members and a "Welcome to Switzerland" page for newcomers, offering standard, HMO and family doctor insurance models alongside supplementary coverage. Local agency network available for in-person support.
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Switzerland
bonus.ch is an independent Swiss comparison portal that says it works without commission, comparing more than 30 insurers across both basic and supplementary health cover. It's especially handy for weighing supplementary plans side by side once you've settled on a basic fund. The catch for newcomers is language, as the site runs in German, French, and Italian only, with no English version.
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Lucerne
CSS offers mandatory basic insurance and a range of supplementary plans, plus extras like travel cover, and its website and service are available in English. Everyday admin runs through the myCSS app and client portal, where you can submit bills and manage your policy digitally, and a 24-hour medical advice line is free worldwide. The insurer is based in Lucerne.
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International health insurance provider offering expat plans with English support and online setup for Swiss coverage.
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International broker helping expats work through mandatory and supplementary health insurance requirements in Switzerland
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Relocation services provider partnering with insurers like Helvetia to handle health insurance and liability arrangements for expats
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Ticino-based relocation service coordinating mandatory health insurance for new arrivals through English-speaking brokers.
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Swiss licensed broker with affordable plans for international students, trainees and expats from CHF 38 per month
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Zurich
Sanitas provides mandatory basic insurance and supplementary plans spanning outpatient, hospital, dental, and travel cover, serving roughly 900,000 customers. The website and customer service are available in English, and its customer portal and app let you view documents and check your cover online. A 24-hour medical hotline backs up the standard weekday service line. The company is based in Zurich.
Frequently asked questions
Do I have to use a specific insurer or can I choose my own?
You have the freedom to choose your provider, whether you prefer large Swiss insurers like AXA, Assura, or Concordia, or international specialists like Bupa Global and Cigna Global. You can use comparison tools like Priminfo or Comparis to see all available options before making a decision.
How can I find the best insurance without being pushed toward one specific company?
You can work with independent brokers such as Expat Savvy or Expat Services Switzerland, who aren't tied to a single insurer and can provide unbiased advice. Alternatively, you can use Priminfo, which is the official tool from the Federal Office of Public Health that shows all approved premiums without any advertising or product placement.
What's the difference between using a comparison site and a relocation expert?
Comparison sites like Comparis or Priminfo allow you to calculate and view different premiums based on your age and deductible. Relocation firms like Packimpex or independent brokers like Expat Services Switzerland go further by handling your paperwork, coordinating the process, and managing communication with the insurers for you.
Can I get insurance that covers me outside of Switzerland?
Yes, if you need global coverage, you can look into international health insurers like Bupa Global or Cigna Global. These providers are designed for expats and offer networks that extend far beyond the Swiss borders.