Helsana

Helsana is one of Switzerland’s largest health insurers and covers both the compulsory basic plan and a range of supplementary options for outpatient care, hospital stays and complementary medicine. Its website is available in English, and it keeps a dedicated guide for people new to Switzerland, which helps when you are sorting out cover for the first time and need the rules laid out in plain terms.

The Helsana+ app sits alongside the policies and rewards everyday healthy habits with points you can convert into cash or partner vouchers, so there is a small return for staying active. The company is based in Zurich.