Comparis

Comparis is a comparison platform, not an insurer, and its premium calculator is built around the compulsory basic plan. You enter where you live, your year of birth, the deductible you want and whether you need accident cover, then compare what each fund charges across the different models, from the standard plan to family-doctor, HMO and telemedicine options. Because Swiss premiums vary by region and canton, the tool makes it easy to see why a move can change your bill even when nothing else about your situation has.

For expats the practical draw is the full English version, which is still uncommon among Swiss comparison sites. Alongside basic cover, Comparis also looks at supplementary outpatient and hospital plans, and it pairs the numbers with explanations of how deductibles, premium regions and the various models actually work. That combination makes it a sensible first stop when you are getting your bearings, and a place to check each autumn before deciding whether to switch funds.