Connected Financial Planning

Connected Financial Planning is a financial advisory firm for U.S. expatriates living and working in Europe, with operations in Switzerland. The firm positions itself as a specialized partner for Americans abroad who face unique financial challenges when managing money across borders, including tax planning, investing, insurance, and estate planning. The site explicitly targets U.S. citizens relocating to Switzerland and aims to help expats navigate the complexities of living and working abroad. The firm's tagline on the homepage, "Helping You Coordinate Your US and Swiss Financial Lives Under One Roof", frames the core value proposition: consolidation of financial complexity across two tax jurisdictions into one coherent strategy.

What Connected Financial Planning Offers

The firm describes its scope as helping U.S. expats living and working in Europe to plan, earn, save, protect, and invest. The site mentions tax planning, investing, insurance, and estate planning as key areas, though it does not break down each service in detail or specify how they are delivered. The firm acknowledges a common pain point for expats: straddling two different tax worlds and financial systems can be time-consuming, confusing, and stressful. Moreover, reaching out to countless professionals often yields limited advice or contradictory answers from advisors working in isolation from one another.

Connected Financial Planning positions its core offering as a departure from this fragmented approach. The site emphasizes the value of integrated coordination: instead of managing a separate US tax advisor, a Swiss financial planner, and an investment manager who do not confer with each other, you have one team managing the full picture. This integrated model is designed to streamline decision-making and reduce the friction of managing finances across borders.

The firm's navigation menu includes links for Services & Fees, FAQ, Blog, and Podcast, suggesting a range of educational resources beyond initial consultation. These sections hint at ongoing support, but the main landing page does not detail the structure, frequency, or access model for blog posts and podcast episodes, or whether these resources are available to prospective clients, existing clients, or the general public.

The Firm's Positioning for Arrivals

The site is explicitly framed around the unique circumstances U.S. citizens face when living abroad. It names the core challenge: tax planning, investing, insurance, estate planning, and the coordination needed across these areas. The site's messaging emphasizes helping you "go live the life of your dreams that brought you here" while the firm "takes care of the rest", positioning financial administration as something to delegate rather than solve yourself.

The firm markets itself as an experienced financial partner with the expertise to help navigate these complexities. The homepage states that the firm's professional team "understands how the different pieces of your US and Swiss financial puzzle best fit together." This language suggests deep familiarity with common expat scenarios and the cross-border pitfalls that arise.

The site does not specify accreditations, regulatory registrations, or team member names. It references a Form ADV (which is the standard U.S. SEC form for investment advisors), suggesting some level of regulated structure, but the specific scope of that registration or the firm's exact credentials are not published on the main page. A "Swiss Disclosure" reference appears in the footer, indicating some compliance with local regulation, though the details are not visible on the main landing page.

What Connected Financial Planning Does Not Publish

The site does not list specific service fees, pricing models, or cost structures. There is no published hourly rate, asset-based fee percentage, flat-fee options, minimum account size, or investment requirement stated. The firm offers a Book Appointment link and a Discovery Call option but does not describe the initial consultation process, timeline, or what to expect during the first meeting.

The site does not name team members, describe relevant experience levels, or explain educational backgrounds of advisors. While the site emphasizes experience with U.S. expats in Europe, it does not specify how long the firm has been operating, how many clients it serves, how many staff members are on the team, or any client references. No testimonials or case studies are visible on the main page.

Specific service delivery details are absent. The site does not describe whether the firm handles immigration tax compliance, visa-related financial planning, repatriation strategies, foreign account reporting (FBAR, FATCA), Swiss pension integration, or other common expat financial needs. It does not state whether services include investment management, tax preparation coordination, financial planning only, or a combination thereof. No mention is made of service delivery method (remote meetings, in-person, hybrid, or a combination).

The firm does not specify whether it works with non-U.S. Americans or partners of U.S. expats, or whether it handles multinational household finances. The scope of the podcast and blog content, and whether these resources are free to readers or restricted to clients, is not clarified.

The Value Proposition and Integration

The central value proposition rests on integration. Many U.S. expatriates work with an American tax CPA and a separate Swiss financial advisor, and the advice from one often contradicts or ignores the other. A tax advisor focused solely on U.S. tax law might recommend a Roth conversion that a Swiss-side advisor would flag as problematic under Swiss wealth tax or social insurance rules. A Swiss investment advisor working without knowledge of U.S. reporting requirements (FBAR, FATCA, controlled foreign corporation rules) might recommend holdings that create reporting nightmares for the client. Connected Financial Planning's pitch is that you avoid this fragmentation by having one team managing the full picture across both jurisdictions. Whether the firm achieves this in practice depends on whether it truly integrates these domains or keeps them siloed, information the site does not provide.

Who This Suits and Who It Does Not

Connected Financial Planning is built for U.S. citizens who are relocating to Switzerland or working in Europe and need help coordinating tax planning, investing, insurance, and estate matters across borders. If you speak English, have U.S. tax obligations, and want to work with a firm that understands the specific challenges Americans abroad face, it is worth contacting for an initial consultation. The firm's emphasis on Americans specifically, rather than expats from all countries, suggests a deep focus on U.S. tax and financial systems.

It is less suited to those seeking a published fee quote upfront, extensive team biographies and credentials before first contact, or a firm with a detailed public track record. Because specific services, scope, and pricing are not published on the site, incoming clients cannot evaluate the firm's fit without an initial conversation. Those seeking detailed credentials, accreditation lists, or client references should ask explicitly during the initial contact.

The firm is also less suited to those who prefer a purely transactional relationship (annual tax filing only) or those seeking the lowest possible advisory fee regardless of service quality. If you have simple U.S. tax obligations and Swiss savings with no investment or insurance complexity, a less specialized advisor might serve you adequately at lower cost. But if your situation involves coordinating retirement savings across two countries, managing insurance in both systems, planning for a return to the U.S., or navigating complex cross-border issues like inherited property or business interests, the coordination value of a single integrated advisor becomes more apparent.