Expat Savvy

Expat Savvy is based in Zurich and advises expats across Switzerland, with separate canton guides for places like Geneva, Basel, Bern, Zug, Lausanne, and Lugano. The free first consultation runs 45 minutes, is held in English, and can be done by video, phone, or in person at the Zurich office, with no forms required before you talk. English is the main working language, and German and French are available depending on the adviser.

The firm covers health insurance, both basic and supplementary, plus life cover and the third pillar, walking through how 3a and 3b work and where AHV or pension-fund gaps open up for people who arrive mid-career. It is registered with FINMA as a non-tied intermediary, so it is not locked to a single insurer, and works on a regulated commission model. The team includes specialists for health insurance, for life cover and the third pillar, and a Financial Planner with a Federal Diploma who handles pension and cross-border files.