neon

Neon is a digital-only bank headquartered in Zurich, built for people who want a no-fuss Swiss current account without branch visits or monthly fees. The account comes with a personal Swiss IBAN from Hypothekarbank Lenzburg, which matters for paying mandatory health insurance, rent by QR bill, and receiving a salary, since many Swiss institutions reject non-Swiss IBANs from Revolut or Wise.

Opening takes a few minutes via the app with a selfie and ID. Non-EU nationals with a B or C permit are accepted. International transfers use Wise rates directly inside the neon app, keeping costs low for cross-border payments. eBill is supported, so Swiss invoices can be approved with one tap rather than typed into e-banking.