Finwise

Finwise is a fiduciary firm based in Geneva offering integrated accounting, tax, audit, and business management services. The firm positions itself explicitly as a guide through each step of company creation in Switzerland, serving both individuals and small to medium enterprises. The emphasis on remote service delivery ("tous nos services sont disponibles à distance," all our services are available remotely) is deliberate: an arrival can establish a business in Switzerland while remaining abroad or while building a presence incrementally.

What it does for someone arriving

A person relocating to Switzerland or establishing a business there must navigate filing requirements, tax obligations, and regulatory compliance unfamiliar in their home country. Finwise frames company creation as a step-by-step journey they guide you through. The firm's service menu explicitly includes "Création d'entreprise" (company creation) with the commitment to "guide you through each step of the process of creating your company in Switzerland."

The arrival angle is reinforced by Finwise's offer of "Domiciliation d'entreprise" in Geneva: a professional business address, mail handling, and administrative support. For someone relocating or establishing a Swiss business remotely, a Geneva address is a tangible presence that banks and vendors can verify. Combined with accounting and tax services, domiciliation creates a complete business front.

Finwise also advertises that all services are available remotely, which removes the constraint that you must be physically present in Geneva repeatedly to use the firm. An arrival moving to Geneva, or someone coordinating from abroad, can conduct their relationship with Finwise over email and video, not in person.

Services in detail

Company creation walks you through the legal structure choice (SARL or SA), documentation, registration, and administrative setup. Finwise emphasizes guiding rather than just processing, suggesting they will explain the consequences of each choice.

Company domiciliation in Geneva provides your registered office address (domiciliation) and handles mail forwarding and professional mail management. This service allows you to establish a legitimate Swiss presence without renting office space, valuable for a founder just arriving or testing the market.

Accounting is offered as a core service. The site names "diplômed accountants" (comptables diplômés) providing bookkeeping, account closure, and financial statement preparation. The emphasis on qualified staff rather than software-only bookkeeping suggests hands-on review rather than purely automated processing.

Tax filing and optimization covers personal income-tax declarations (with emphasis on simplified filing), source-tax optimization in Geneva, tax planning, and multi-cantonal coordination where applicable. The firm names specialists in personal and business taxation, staffed by people with university degrees and cantonal credentials.

Audit and revision including financial audit, ordinary and restricted audit per Swiss law, internal control review, and consolidation.

Legal assistance covering contract drafting, matrimonial and succession law, and business management questions.

Wealth management and financial planning including retirement planning (third-pillar optimization) and investment strategy.

Payroll management covering salary processing and social-security administration (AVS, LPP insurance, etc.).

The team and their credentials

The site lists team members by role and language. The accounting team includes people with federal commerce certificates and accounting diplomas. The tax team names university-trained specialists: Ruben Vazquez holds an HEC Geneva master's and specializes in personal income tax and payroll; Saeed Torkani holds a master's in law, management, and taxation from Lausanne University and specializes in supporting individuals and freelancers.

The insurance team includes David Perez, an administrator with an AFA diploma and an HEC Geneva bachelor's, specializing in taxation and insurance; and Katia Rabunal, with an AFA insurance-intermediary certificate and over ten years of insurance experience.

The firm is staffed with formally credentialed professionals rather than relying on outsourcing or junior staff, which is a signal of the service level an arrival can expect.

Pricing and the third-pillar comparison tool

Finwise publishes a third-pillar (retirement savings) comparison tool on their site, allowing visitors to input parameters and compare available retirement-savings plans. Third-pillar planning is important for Swiss residents (especially self-employed and freelancers), and offering a comparison tool signals that the firm takes proactive financial planning seriously. The tool advertises savings of "up to CHF 2,900 per year" in taxes through third-pillar optimization.

However, published pricing for company creation, domiciliation, accounting, or tax services is not provided on the captured material. An arrival cannot calculate the cost of establishing a company without contacting Finwise for a quote.

What the site does not settle

Turnaround for company creation is not stated. Finwise says they guide you through the process, but not how long incorporation takes from first contact to a live registered company.

Specific fees for domiciliation (the Geneva address service) are not quoted. An arrival comparing costs of different fiduciaries cannot calculate this line item.

Whether Finwise actively markets to and has experience with foreign arrivals is not emphasized. The team's international language skills (several staff members listed as French/English bilingual, some with Spanish or Portuguese) suggest capability, but the firm does not highlight how many arrival cases they have guided.

The firm does not state which company forms they recommend or specialize in, beyond mentioning SARL and SA in the company-creation section. Swiss company structures each have different tax and liability implications, and an arriving founder needs advice on which form fits their situation; Finwise does not preview this on their site.

Who it suits and who it does not

Finwise suits an arrival establishing a business in Geneva, or a foreign entrepreneur who wants a Geneva-based address and professional services while remaining remote. The emphasis on remote service delivery and the multilingual staff make the firm accessible to English speakers and French speakers alike.

The firm does not have offices in other cantons, so an arrival establishing in Lausanne, Zurich, or Basel would need to evaluate whether remote service from Geneva works for their situation or whether a local firm is preferable.

An arrival seeking the lowest-cost fiduciary service would not find transparent pricing on the website and would need to compare quotes across several firms.

How to get started

Finwise offers a free appointment-booking system ("Prendre rendez-vous") on their site, allowing you to request a consultation without calling. The firm also provides a contact form for remote inquiries. From there, Finwise discusses your business creation, helps you choose your company form, sets up domiciliation if you need it, and initiates the administrative registration process. The remote-first model means this onboarding can happen via email, video call, or document exchange rather than requiring you to visit Geneva in person.

The firm's emphasis on "clear formulas, published prices, and predictable budgets" in their marketing suggests they have responded to client feedback about surprise bills or hidden fees, a common complaint about Swiss fiduciaries. While pricing is not visible on the site, the framing suggests transparency is a core value.