Union Swiss Brokers
Tap a star to rate
A Nationwide Independent Broker
Union Swiss Brokers is an independent insurance brokerage founded in 2011 by experienced insurance professionals. The firm operates nationally across Switzerland with headquarters in Burgdorf (canton Bern). The site describes the firm's mission as providing "independent and customer-focused solutions based on well-founded expertise and high consulting competence." Unlike some brokers tied to a single insurer or a narrow product range, Union Swiss Brokers explicitly positions itself as independent, meaning it works across the full market to match clients to suitable policies. This independence is meaningful in a country where many insurance points of sale are captive, directly owned by or controlled by insurance carriers.
Health Insurance as the Arrival Priority
Health insurance is Switzerland's most immediate insurance requirement for incoming residents. The firm's site explicitly frames health insurance as a service for individuals, stating "Für Privatpersonen: Loslassen und leben, wir halten Ihnen den Rücken frei" (for individuals, let go and live, we'll have your back). Positioning insurance as something that frees the client from worrying directly addresses the friction arriving residents face. Someone relocating from abroad must choose from hundreds of health insurers across Swiss cantons, each offering multiple plans with different deductibles, premiums, and coverage scopes. An independent broker can walk through the landscape without pushing toward a particular carrier, a meaningful advantage compared to walking into an insurer's own sales office.
The firm's site lists personal insurance services in order of relevance to life stages: health insurance (Krankenkasse) comes first and is most prominent. The description for individuals states "Attraktive und individuelle Versicherungslösungen für alle Lebenslagen" (attractive and individual insurance solutions for all life situations). This phrasing, while conventional, acknowledges that insurance needs change over a resident's tenure in Switzerland. Someone arriving at thirty has different needs than someone retiring at sixty-five, and a broker that serves both phases of life provides continuity.
The Services and Service Model
Beyond health insurance, Union Swiss Brokers explicitly lists life insurance, household and property coverage (Hausrat), legal protection, accident insurance, pension and retirement provision, and personal insurance across life stages. The breadth is meaningful because arriving residents often find themselves unknowingly underinsured in unexpected areas. Someone accustomed to renters insurance in their home country may not realize that Swiss rental agreements universally require household liability (RC), nor that contents insurance (Hausrat) is separate from liability. A broker that handles both prevents these gaps.
For businesses and self-employed individuals, the site lists professional insurance including workplace liability, accident coverage for employees, income protection during illness, company liability, and cyber insurance. An arriving professional launching a business or contracting as self-employed can use the same broker for both personal and professional needs, simplifying administration and ensuring that personal policies don't interfere with business coverage.
The firm emphasizes a consultative model: "Bedarfsgerechte und passgenaue Versicherungslösungen" translates to need-based and well-fitting insurance solutions. This phrasing suggests the broker diagnoses needs rather than selling standard packages. For someone relocating with unfamiliar requirements, this diagnostic approach matters more than a self-service platform.
The site also mentions the firm's compliance with Swiss financial regulation ("Als registriertes Unternehmen unterliegen wir der Gesetzgebung der Versicherungsaufsicht FINMA"), which is material because it means the broker has met professional standards and is subject to government oversight. This regulatory grounding matters when discussing health history and personal finances with an advisor.
How to Contact and What to Expect
Union Swiss Brokers provides a headquarters address: Lyssachstrasse 9, 3400 Burgdorf (canton Bern), with phone number 034 422 70 24. The site references multiple regional locations ("Standorte") but does not list them in detail on the homepage. An arriving resident should call or email to identify the nearest office or determine whether remote service is available.
The firm's contact options include a web form with dropdown choices for "Privatpersonen" (individuals) or "Unternehmen" (companies), making it clear which service path to select. There is also a newsletter signup for those interested in ongoing updates on Swiss insurance topics, which may appeal to someone wanting to understand the market before committing.
The website is presented in German with language options for French and Italian indicated, suggesting the broker serves multilingual Switzerland. However, the site makes no explicit mention of English-language service, which is a practical limitation for some arriving residents, particularly those relocating to cantons where German is the primary business language but who lack fluency in it.
What the Site Does Not Settle
Like most Swiss brokers, Union Swiss Brokers publishes no premium estimates or pricing information. Health insurance costs depend on age, health status, canton of residence, and chosen deductible, all of which vary individually. A prospective client must contact the firm directly to receive a quote, a requirement that adds one step but is unavoidable given the complexity of pricing.
The site does not specify processing timelines or clarify the timeline from first contact to active coverage. Swiss health insurance generally becomes effective within days of enrollment, but confirmation requirements and insurer processing vary. A broker consultation should address this timing if relocation dates are firm.
The site also does not list additional certifications beyond FINMA regulation. Some Swiss brokers hold advanced credentials from industry bodies; whether Union Swiss Brokers does is not indicated and should be asked directly if professional credentials influence your choice of advisor.
The firm does not specify whether consultations incur direct fees or whether the broker works on insurer commission alone. This is worth clarifying during the initial call, as service models vary.
Who It Suits
Union Swiss Brokers suits someone relocating anywhere in Switzerland who wants nationwide coverage with an established firm. The nationwide presence and 2011 founding date provide both geographic access and institutional stability. The firm's track record since 2011 suggests experience with multiple market changes and claim handling.
The firm suits someone wanting to consolidate insurance decisions with one provider rather than juggling multiple brokers for health, household, and later-life planning. The site explicitly positions itself as a full-service advisor, which appeals to someone seeking administrative simplicity and a single relationship.
The independent model appeals to someone skeptical of single-insurer brokers or wanting reassurance that recommendations are not driven by internal incentives. A customer relocating from a country with strong broker regulation (Germany, Austria, United Kingdom) will recognize the independent consultant model and its advantages.
Union Swiss Brokers is less suited for someone wanting to choose insurance entirely through digital self-service: the site emphasizes consultation and personal guidance, which implies phone or in-person meetings. It is also less convenient for someone in a remote canton with no nearby Union Swiss Brokers office, though the nationwide network may still serve you remotely.
Contact Details
Union Swiss Brokers Holding AG
Direktion Burgdorf
Lyssachstrasse 9
3400 Burgdorf
Phone: 034 422 70 24
Website: unionsb.ch
Languages: German, French, Italian
Founded: 2011
Regulated by: FINMA (Swiss Financial Market Supervisory Authority)